{"id":28782,"date":"2025-11-20T14:59:32","date_gmt":"2025-11-20T07:59:32","guid":{"rendered":"https:\/\/giaothongso.com.vn\/?p=28782"},"modified":"2026-03-18T11:27:16","modified_gmt":"2026-03-18T04:27:16","slug":"epass-tru-tien-truc-tiep-trong-ngan-hang-nhu-the-nao","status":"publish","type":"post","link":"https:\/\/giaothongso.com.vn\/en\/epass-tru-tien-truc-tiep-trong-ngan-hang-nhu-the-nao\/","title":{"rendered":"ePass tr\u1eeb ti\u1ec1n tr\u1ef1c ti\u1ebfp trong ng\u00e2n h\u00e0ng nh\u01b0 th\u1ebf n\u00e0o?"},"content":{"rendered":"

T\u00ecm hi\u1ec3u c\u00e1ch ePass<\/a> tr\u1eeb ti\u1ec1n tr\u1ef1c ti\u1ebfp trong ng\u00e2n h\u00e0ng. Gi\u00fap thanh to\u00e1n ph\u00ed ETC<\/a> t\u1ef1 \u0111\u1ed9ng, an to\u00e0n v\u00e0 nhanh ch\u00f3ng.<\/p>\n

1. T\u00ecm hi\u1ec3u v\u1ec1 t\u00ednh n\u0103ng ePass tr\u1eeb ti\u1ec1n tr\u1ef1c ti\u1ebfp trong ng\u00e2n h\u00e0ng<\/strong><\/h2>\n

V\u1edbi xu h\u01b0\u1edbng thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn, ePass tr\u1eeb ti\u1ec1n tr\u1ef1c ti\u1ebfp trong ng\u00e2n h\u00e0ng<\/strong> tr\u1edf th\u00e0nh gi\u1ea3i ph\u00e1p t\u1ed1i \u01b0u gi\u00fap ng\u01b0\u1eddi d\u00f9ng d\u1ec5 d\u00e0ng qu\u1ea3n l\u00fd chi ph\u00ed khi qua tr\u1ea1m thu ph\u00ed kh\u00f4ng d\u1eebng (ETC). Thay v\u00ec ph\u1ea3i n\u1ea1p ti\u1ec1n th\u1ee7 c\u00f4ng v\u00e0o t\u00e0i kho\u1ea3n giao th\u00f4ng, ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 li\u00ean k\u1ebft ePass v\u1edbi t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng \u0111\u1ec3 h\u1ec7 th\u1ed1ng t\u1ef1 \u0111\u1ed9ng tr\u1eeb ti\u1ec1n m\u1ed7i khi xe di chuy\u1ec3n qua tr\u1ea1m.<\/p>\n

\"ePass<\/p>\n

Hi\u1ec7n nay, ePass tri\u1ec3n khai hai h\u00ecnh th\u1ee9c tr\u1eeb ti\u1ec1n tr\u1ef1c ti\u1ebfp trong ng\u00e2n h\u00e0ng:<\/p>\n

    \n
  1. Tr\u00edch n\u1ee3 t\u1ef1 \u0111\u1ed9ng t\u1eeb t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng.<\/strong> \u00c1p d\u1ee5ng cho c\u00e1c ng\u00e2n h\u00e0ng nh\u01b0 MB Bank, VietinBank, VPBank v\u00e0 Shinhan Bank<\/strong>.<\/li>\n
  2. Li\u00ean k\u1ebft tr\u1ef1c ti\u1ebfp t\u00e0i kho\u1ea3n ePass v\u1edbi ng\u00e2n h\u00e0ng Vietcombank.<\/strong> Cho ph\u00e9p ph\u00ed ETC \u0111\u01b0\u1ee3c tr\u1eeb ngay trong t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng Vietcombank<\/strong> c\u1ee7a ng\u01b0\u1eddi d\u00f9ng.<\/li>\n<\/ol>\n

    C\u1ea3 hai h\u00ecnh th\u1ee9c n\u00e0y \u0111\u1ec1u gi\u00fap ng\u01b0\u1eddi s\u1eed d\u1ee5ng kh\u00f4ng ph\u1ea3i lo v\u1ec1 vi\u1ec7c thi\u1ebfu ti\u1ec1n trong t\u00e0i kho\u1ea3n ePass. \u0110\u1ea3m b\u1ea3o xe c\u00f3 th\u1ec3 l\u01b0u th\u00f4ng qua c\u00e1c tr\u1ea1m thu ph\u00ed nhanh ch\u00f3ng v\u00e0 thu\u1eadn ti\u1ec7n.<\/p>\n

    2. C\u01a1 ch\u1ebf ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ePass khi tr\u1eeb ti\u1ec1n tr\u1ef1c ti\u1ebfp trong ng\u00e2n h\u00e0ng<\/strong><\/h2>\n

    2.1. Tr\u1eeb ti\u1ec1n tr\u1ef1c ti\u1ebfp trong ng\u00e2n h\u00e0ng qua d\u1ecbch v\u1ee5 tr\u00edch n\u1ee3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng<\/strong><\/h3>\n

    H\u1ec7 th\u1ed1ng ePass tr\u1eeb ti\u1ec1n tr\u1ef1c ti\u1ebfp trong ng\u00e2n h\u00e0ng<\/strong> \u0111\u01b0\u1ee3c v\u1eadn h\u00e0nh th\u00f4ng qua n\u1ec1n t\u1ea3ng trung gian Fintwin<\/strong>, do VNPT EPAY<\/strong> cung c\u1ea5p. \u0110\u00e2y l\u00e0 c\u00f4ng ty con thu\u1ed9c T\u1eadp \u0111o\u00e0n VNPT, \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam c\u1ea5p ph\u00e9p cung \u1ee9ng d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n theo Gi\u1ea5y ph\u00e9p s\u1ed1 21\/GP-NHNN<\/strong> ng\u00e0y 22\/01\/2016.<\/p>\n

    VNPT EPAY ch\u1ecbu tr\u00e1ch nhi\u1ec7m thu h\u1ed9 ph\u00ed giao th\u00f4ng v\u00e0 c\u00e1c kho\u1ea3n ph\u00ed d\u1ecbch v\u1ee5 li\u00ean quan theo th\u1ecfa thu\u1eadn v\u1edbi kh\u00e1ch h\u00e0ng. Khi ng\u01b0\u1eddi d\u00f9ng \u0111\u0103ng k\u00fd d\u1ecbch v\u1ee5 tr\u00edch n\u1ee3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng<\/strong>, VNPT EPAY s\u1ebd x\u1eed l\u00fd c\u00e1c giao d\u1ecbch t\u1ef1 \u0111\u1ed9ng, \u0111\u1ea3m b\u1ea3o m\u1ed7i l\u01b0\u1ee3t qua tr\u1ea1m thu ph\u00ed ETC \u0111\u01b0\u1ee3c tr\u1eeb ti\u1ec1n ch\u00ednh x\u00e1c, nhanh ch\u00f3ng v\u00e0 an to\u00e0n.<\/strong><\/p>\n

    Nh\u1edd c\u00f3 c\u01a1 ch\u1ebf n\u00e0y, to\u00e0n b\u1ed9 quy tr\u00ecnh thanh to\u00e1n di\u1ec5n ra ho\u00e0n to\u00e0n t\u1ef1 \u0111\u1ed9ng<\/strong>, kh\u00f4ng c\u1ea7n ng\u01b0\u1eddi d\u00f9ng thao t\u00e1c n\u1ea1p ti\u1ec1n hay x\u00e1c nh\u1eadn th\u1ee7 c\u00f4ng. \u0110\u00e2y ch\u00ednh l\u00e0 \u01b0u \u0111i\u1ec3m l\u1edbn gi\u00fap ePass tr\u1edf th\u00e0nh l\u1ef1a ch\u1ecdn h\u00e0ng \u0111\u1ea7u trong c\u00e1c gi\u1ea3i ph\u00e1p thu ph\u00ed kh\u00f4ng d\u1eebng hi\u1ec7n nay.<\/p>\n

    \"Li\u00ean<\/a><\/h3>\n

    2.2. Tr\u1eeb ti\u1ec1n tr\u1ef1c ti\u1ebfp t\u1eeb t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng Vietcombank<\/strong><\/h3>\n

    Khi kh\u00e1ch h\u00e0ng th\u1ef1c hi\u1ec7n li\u00ean k\u1ebft t\u00e0i kho\u1ea3n Vietcombank v\u1edbi ePass qua \u1ee9ng d\u1ee5ng ePass ho\u1eb7c VCB Digibank, h\u1ec7 th\u1ed1ng s\u1ebd t\u1ef1 \u0111\u1ed9ng kh\u1ea5u tr\u1eeb ph\u00ed ETC tr\u1ef1c ti\u1ebfp t\u1eeb t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng m\u1ed7i khi xe qua tr\u1ea1m. To\u00e0n b\u1ed9 th\u00f4ng tin giao d\u1ecbch \u0111\u1ec1u \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt r\u00f5 r\u00e0ng tr\u00ean \u1ee9ng d\u1ee5ng ePass v\u00e0 trong l\u1ecbch s\u1eed t\u00e0i kho\u1ea3n Vietcombank.<\/p>\n

    3. L\u1ee3i \u00edch khi s\u1eed d\u1ee5ng ePass tr\u1eeb ti\u1ec1n tr\u1ef1c ti\u1ebfp trong ng\u00e2n h\u00e0ng<\/strong><\/h2>\n

    Vi\u1ec7c \u0111\u0103ng k\u00fd tr\u1eeb ti\u1ec1n tr\u1ef1c ti\u1ebfp trong ng\u00e2n h\u00e0ng<\/strong> mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch thi\u1ebft th\u1ef1c cho ng\u01b0\u1eddi d\u00f9ng, bao g\u1ed3m:<\/p>\n